ONLINE NEWLETTER
| Michigan Programmers Insurance Agency |
| 1400 Abbott Rd., Suite 440, East Lansing, MI 48823 Toll Free 1-800-327-1950 Fax 1-517-337-7431 |
| MPIA |
| Sign up for Online EOBs Effective immediately, eligible BCBSM and BCN members can sign up to receive their Explanation of Benefit statements online. Online EOBs are convenient and available at BCBSM.com . You can organize and reference your benefit and cost-sharing information more easily than with paper statements. |
| Questions Please Call 800-327-1950 |
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| NEW BCBSM RIDER There’s a new BCBSM rider for groups with 2 or more contracts to increase your Preventative Services benefits to $1000. The rider would increase your premium by about $3.00 to $5.00/ Single contract. All other benefits would have to be part of the BCBSM “standard menu” --not older benefits that have been grand- fathered in—in order to add this to your coverage. If you’re interested now, please give us a call or we can look into it at your Annual Rate Renewal. |
| Is it really an emergency? Most of the time, the answer is “NO” In television dramas, it seems that all health care is given in the emergency room. In real life, emergency room treatment is usually not necessary. But you don’t have to worry about being covered for true emergencies. In fact, you’re covered for two different kinds of emergency care: medical emergency care and emergency first aid. Medical emergency care is treatment of a sudden, unexpected condition that produces severe signs and symptoms such as acute pain. Examples are heart attacks, strokes, loss of consciousness, severe breathing difficulty and convulsions. Emergency first aid is the examination is the examination and treatment of an injury caused by an accident or trauma. Examples are broken bones, sprains, allergic reactions, frostbite, poisoning and medication overdoses. Other situations, such as a sore throat, chronic back pain or an upset stomach, may seem urgent, but are not usually considered “emergencies.” People with these conditions can get the treatment they need in an urgent care clinic or their doctor’s office. |
| Vital Saving by Aetna The discount program that saves you big money at the dentist, pharmacy, eye doctor and more! If your health insurance policy doesn’t cover dental, vision or prescriptions, here’s good news: Vital Savings by Aetna. Vital Savings by Aetna is not insurance; it’s a discount program that can save you big money on dental, pharmacy, vision and more. Just show your Vital Savings by Aetna discount card at participating dentists, pharmacies and vision care professionals, and you’ll receive instant discounts that can add up to significant savings! Here’s how: Vital SavingsSM on Dental. Save 15% to 50%* off the cost of a wide array of dental services. Vital SavingsSM on Pharmacy. Cut 10% to 40%* off the average wholesale price of prescription medication at leading pharmacies, including CVS/pharmacy and Rite Aid. Vital SavingsSM on Vision. Save of exams, eyeglasses, contact lenses, even LASIK surgery. For More information got to www.vitalsavings.com |
**This Discount Program is open to both Aetna members and non-members.**