Assurant Health
Short Term Disability
Short Term Medical Health Insurance
Coverage for 30-185 Days
Simple. Fast. Affordable.
These three words are the reasons why you should never go without health
insurance, ever for a short time. Short Term Medical insurance is:

Simple - You get coverage for unexpected illnesses and accidents; pre-
existing medical conditions and routine doctor visits aren't covered.

Fast -Coverage can be obtained as early as the next day... just a few simple
medical questions to answer.

Affordable - You design the plan that best meets your needs and budget.
Short Term Medical insurance is a low-cost option for your temporary need
and is also a low-cost alternative to COBRA

Temporary Health Insurance for People Who Are:

  • Between jobs or laid off
  • Looking for a lower-cost alternative to COBRA
  • Resent college graduates
  • Waiting for employer-sponsored coverage
  • Temporary or seasonal employees

Who's Eligible for This Plan?

  • Healthy individuals between the ages of 30 days and 64 years (age 24
    if full-time student) may be covered as dependents on the parent's plan.
  • Foreign residents living in the U.S. for at least one year at the time of
    enrollment, with proof of Alien Registration Receipt Car, visa or other
    appropriate documentation.

Short Term Medical insurance is often a lower cost alternative to COBRA. To
preserve your rights to guaranteed health insurance and coverage for pre-
existing conditions, you may need to purchase up to 18 months of COBRA.
You may forego these rights when you purchase a Short Term Medical plan
or choose to go without insurance.

Plan Highlights

  • Freedom to choose your own doctors and hospitals
  • Prescription drug coverage
  • In-hospital and out-patient benefits
  • Coverage continues beyond the policy period for up to 12 months if you
    are hospitalized - at no additional cost.
  • $1,000 extension of benefit beyond the policy period for up to 60 days
    for a non-disabling condition - at no additional cost.

Design the Plan That's Right for YOU

  • Length of coverage options" choose anywhere from 30-185 days
  • Deductible options: $250, $500, $1,000 or $2,500
  • Rate of payment options (coinsurance): 100%, 80/20 or 50/50
  • Lifetime maximum benefit: $2 million
First
You pay the deductible.
Then
100%
80/20
50/50
 
You pay
20% of
the next
$10,000
up to a
maximum
of $2,000
You pay
50% of
the next
$10,000
up to a
maximum
of $5,000
Thereafter
We pay 100% of remaining covered
expenses up to the plan maximum of
$2 million for each covered person.
Please call with
any Questions

1-800-327-1950
MPIA
1-800-327-1950
BACK